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Are credit or money problems stressing you out? Because 1984, Customer Credit Therapy Service, CCCS, has been committed to informing and empowering people and families to master their finances. To satisfy this mission, CCCS offers the following complimentary and inexpensive services: Private budget plan therapy Debt management Community education These consumer credit services are specifically developed to assist clients take control of their financial future.

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These services are developed to assist you take control of your financial future. Financial Management/Budgeting Session, A financial management/budgeting session begins with a conversation on your monetary issues, followed by a thorough evaluation of your earnings, expenses, and financial obligation. We'll help recognize the issue( s) affecting your situation and set reasonable financial goals.

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Therapy includes referrals to other services from which you might benefit. To meet the needs of families in South Dakota, Iowa, Minnesota and Nebraska, CCCS offers financial therapy in-person, over the phone and on-line by Licensed Credit Therapists. Debt Management Program, If you need aid handling your cash and leaving financial obligation, our Financial obligation Management Program (DMP) may be for you.

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The DMP permits you to make one monthly payment to CCCS, which is then disbursed to all of your creditors. Our DMP is not a financial obligation settlement program contact us for more information about avoiding debt management scams. CCCS provides financial obligation management programs in South Dakota and is likewise accredited in Iowa, Minnesota and Nebraska.

Counselors offer personal, comprehensive reviews of month-to-month living costs and exceptional financial obligations. In addition, we establish detailed action strategies describing actions to achieve your financial goals. It is never ever too late to start on the roadway to financial success and we're here to assist! Credit Report Consultation, A Credit Report Consultation is an education-focused session that will help you comprehend your credit report.